Purpose : To meet personal needs of the customers who are salary earners.
Eligibility:
• Applicants salary should be with the branch.
• Customer should be in permanent employment at least for 2 years with corporate/mid corporate/central or state govt/ co-op society.
• Minimum take home salary should be Rs 6000/p.m. (Average of last 6 months to be taken).
Nature of Facility : Overdraft in Saving Account.
Amount : 50% of one month take home salary or Rs 25000/ whichever is Less.
Security : Clean.
Rate of Interest : PLR+2% on OD amount.
Other Conditions:
• Eligible amount to be decided on the basis of last six Months take home salary, repayment obligations, Regular credit of salary.
• Existing account holders can also opt for the scheme.
• In case of change in take home pay existing limit can be adjusted.
• Interest on credit balance if limit is not availed. Interest on debit balance be charged on monthly basis.
• Employer be kept informed about availment of facility.
Monday, July 14, 2008
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