Dena Suvidha (Personal Loan) Scheme
LIVE YOUR DREAMS
Dena Suvidha is the ideal way to fulfill personal needs of your family. Be it to finance a marriage or family function. To travel or celebrates a festival. For medical treatment or educational purposes. Or simply a vacation. Even an unforeseen event. Dena Suvidha (Personal) Loan is always there for all your needs.
YOU ARE ELIGIBLE IF:
You are a permanent employee between 24 to 55 years having worked for at least 2 years in a Govt. or PSU/ reputed organization.
· You have a gross monthly income of at least Rs. 5,000/-. Income of any other earning member ( co-applicants) can be clubbed for enhanced eligibility.
· You can have a salary disbursement arrangement with us or provide an undertaking form your employer.
LOAN AMOUNT
· Minimum- Rs. 15,000/-
· Up to- Rs. 1 lakh or 9 times the net monthly income whichever is less.
MARGIN
NIL
RATE OF INTEREST
Please Check out the Interest Rates Section to find latest Interest Rates applicable.
INTEREST CHARGED ON DAILY REDUCING BALANCE
NO PREPAYMENT CHARGES
PROCESS FEES
1% of loan amount
REPAYMENT
Up to 36 EMIs
MODE OF DISBURSEMENT
By credit to your Savings Bank account.
This information is taken from the bank's web site.
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