Wednesday, June 4, 2008

BARODA-DESH VIDESH YATRA LOAN

Bank of Baroda introduces Baroda Desh Videsh Yatra Loan, a unique loan product specially designed to cater to the needs of individuals to meet tour and travel expenses for visiting any place in India and abroad.

Key Benefits

Travel now and pay later.

Repayment in maximum 36 EMIs

Simple procedures / formalities.

Loan can be availed upto Rs. 10.00 lacs (for overseas travel).

Available for undertaking pleasure trips within the country as well as overseas.
Caters to the needs of individuals (salaried, self employed, professionals and individuals engaged in business/industry)

No margin money up to Rs. 50000

For terms and conditions governing this loan offer, please CLICK HERE.



Monday, June 2, 2008

BANK OF BARODA-HOME IMPROVEMENT LOAN

Baroda Home Improvement Loan

Bank of Baroda brings to you a unique loan product. A loan for Repairs / Renovations / Improvement / Extension of Home and for Furniture, Fittings & Fixtures.

Key Benefits

Loan available for repairs / renovation / improvement / extension of the existing house.
Loan available for purchase of furniture / fixtures / furnishing / other gadgets such as fans, geysers, air conditioners etc. required, to:

Our existing housing loan borrowers
New borrowers

Free Credit Card: Free Credit Card (complementary for first year) will be issued to borrowers with loan limit above Rs.2/-lacs.

For more details on the terms and conditions that will enable you to avail of this finance option, CLICK HERE.



BANK OF BARODA-VAIBHAV LAKSHMI LOAN

Bank of Baroda presents a unique Retail Loan product Baroda Vaibhav Lakshmi specially designed for women employees for addressing their various needs.

Key Benefits: Takes care of all kinds of expenses. Loan can be availed as term loan or overdraft facility without any security.

Terms & Conditions: The loan can be availed by employees of Public Sector Undertakings, Life Insurance Corporation, General Insurance Company and its subsidiaries. Educational Institutions viz. Reputed Inter / Degree Colleges. Engg. / Medical Colleges etc.
Railways, State Govt. and other Central Govt. Organizations.Public Limited Companies

Eligibility: Age between 21 to 55 years. Must be a reguler and permanent employee for not less than one year

Loan Amount: Minimum Rs 0.20 lac Maximum Rs. 2.00 lacs or 10 times of net monthly salary whichever is lower (Subject to conditions)

Repayment Period: Maximum – 3 Years

Rate of Interest: For current interest rates click here

Concession of 0.5% for group of borrowers (minimum 10) from one organization provided employer undertakes to deduct monthly installments directly from salary and deposit the same to the branch.

Processing Charges:Click here for details

For further details, please contact the Bank of Baroda Branch nearest to you.
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BANK OF BARODA-HOUSING LOAN TO NRIs/PIOs

Housing Loans to NRIs / PIOs

Bank of Baroda presents yet another innovative product in the form of Baroda Home Loans to NRIs / PIOs, a unique housing loan facility designed specially for Non Resident Indians (NRI) and Person of Indian Origin (PIO).

Key Benefits

A loan product tailor-made for NRI / PIO needs

Opt for Flexi Rate plan to hedge the interest rate risk by breaking the loan into two separate accounts

Free property insurance and personal accident insurance

No pre payment / foreclosure charges for part as well as full prepayment (when repaid from own sources by the borrower)

For detailed information on the benefits you can avail of, and terms and conditions to follow for the same, CLICK HERE.

BANK OF BARODA-PERSONAL LOAN

Baroda Personal Loan

A wedding in the family. Maybe it's high time you surprised your spouse with a priceless gift. Or you simply need to pamper your family with an extended vacation. These are the times when you may need a helping hand. That's when you can bank on us. Bank of Baroda's Personal Loan offers financial help to meet your personal requirements.

Key Benefits

Helps you take care of all kinds of expenses at a short notice.The Loan may be availed to meet expenses related to marriage, travel, honeymoon, holiday and medical expenditure or for any other personal use.

For more details and terms and conditions governing this loan offer, please CLICK HERE.

BANK OF BARODA - HOUSING LOAN

Baroda Housing Loan

Be a proud home ownerBank of Baroda invites you to be a proud owner of your own home and offers easy Home Loan with a number of conveniences to suit your budget.

Home Loan is available for:

Purchase of new / old dwelling unit.
Construction of house.
Purchase of plot of land for construction of a house.
Repaying a loan already taken from other Housing Finance Company / Bank.
Repayment period up to 25 years (floating rate option).

For detailed information on the benefits you can avail of, and terms and conditions to follow for the same, CLICK HERE.



BANK OF BARODA

Retail Loans:

A wide range of solutions for your financial needs.Bank of Baroda offers a wide range of retail loans to meet your diverse needs. Whether the need is for a new house, child's education, purchase of a new car or home appliances, our unique and need specific loans will enable you to convert your dreams to realities.

Key products:


Housing Loan
Personal Loan
Housing Loans to NRIs / PIOs
Vaibhav Lakshmi Loan (For Working Women)
Home Improvement Loan
Desh Videsh Yatra Loan
Loan Against Future Rent Receivables
Marriage Loan
Advance Against Property
Advance Against Securities
Advance Against Property to NRI
Loan to Pensioners
Education Loan
Loan to Defence Pensioners
Car Loan
Professional Loan
Two Wheeler Loan
Loan to Doctors
Consumer Durables Loan
Traders Loan
Baroda Loan for Laptop & Personal Computer
Loan for financing Individuals for subscription to Public Issues /IPO
Baroda Ashray (Reverse Mortgage Loan)
Baroda Career Development Loan